On June 6, 2017, the U.S. District Court for the Eastern District of California found, consistent with longstanding California precedent, that a material misrepresentation made in the course of a coverage investigation voids coverage. The holding reaffirms the importance of …

Eastern District of California Dismisses Bad Faith Action, Where Misrepresentation Voids Policy Read more »

Carriers rely on application representations regarding the existence of potential claims.  Sometimes, the carrier learns after the fact that an applicant may not have reported all known potential claims.  What can/should the carrier do?  A recent example is found in …

When is Rescission Based Upon Material Misrepresentations The Proper Course of Action? Read more »